Once you become a part of the Indian Air Force family, you enjoy many facilities and benefits. From housing facilities to free ration, from medical facilities to schools for your children, Air Force takes care of all your needs. These benefits are not only given to personnel in service but also to the retired individuals.

Benefits for Serving Personnel

• Insurance
  All Air Force personnel, including Air Crew, Ground Duty Personnel and Flight Cadets, are covered for Life Insurance under the Air Force Group Insurance Scheme (AFGIS). Premium Rates are low and the Insurance Policy covers all contingencies.
  
  
• Loans
  
  As an Air Force officer or an airman, you can avail any of the following easy loan options:
  • House Building Loans
    
    
  • Computer Loan
    
    
  • Loan for purchasing a car
    
    
  • Loan for Higher Studies
    
    
  • Loan for repair of house and for sister's marriage
    
    
  • Welfare loan
    
    
• Medical
  All Air Force officers, airmen and their families have free access to medical rooms and hospitals equipped with the best of the facilities, including facilities like Haemodialysis, Chemotherapy, Cobalt 60 Radiotherapy for cancer, CT scan, Renal transplants, Lithotripsy, etc. Apart from being entitled to the medical facilities, Air Force personnel are also authorized for the following benefits:
  • Grant and Loan for medical treatment from civil sources.
    
    
  • Grant for Purchase of Wheel Chair, Mechanical aids, artificial limbs and for release of clothing sets as well as pocket money for TB patients.
    
    
  • Grant on Medical Grounds for reimbursement of medical bill and monthly grant for nourishment.
    
    
  • Grant for physically and mentally challenged children for purchase of mechanical aid.
    
    
• Air Force Wives' Welfare Association (AFWWA)
  The Air Force Wives' Welfare Association was established in 1970 as a welfare arm of the Indian Air Force. The Association has done much for the benefit of the families of serving and retired personnel of the Indian Air Force.

  Read on for an overview of some of the benefits offered by AFWWA:

  General Welfare Activities

  • As part of the rehabilitation programs for mentally and physically challenged children of above 18 years of age, AFWWA has setup a number of vocational schools for them.
    
    
  • AFWWA has adopted villages around Air Force bases that lack basic amenities. They have organised health camps at regular intervals with the assistance of specialists from Air Force and civil hospitals.
    
    

    Education

  • Different scholarship schemes meant for physically and mentally challenged children covering school education as well as higher and professional education.
    
    
• Silver Jubilee Merit Scholarship.
  
  
• Air Chief Marshal PC Lal Memorial Scholarship for physically and mentally challenged children.
  
  
• Flt Lt MS Sareen Memorial Scholarship for two physically and mentally challenged children studying in the special wing of Air Force Golden Jubilee Institute, New Delhi.
  
  
• Scholarship for children of airmen residing in AFWWA Hostel in Delhi.
  
  
• For improvement of educational facilities for Air Force children, AFWWA worked with the Directorate of education in providing the necessary guidelines for standardisation of unit run Air Force schools.
  
  
• The Association has organised various adult literacy programs in villages around Air Force Units.

  Click this link for more information about AFWWA (http://www.afwwa.com).

Post-retirement Benefits

• Insurance
  All retired personnel of the Indian Air Force are covered under the life insurance scheme of the Life Insurance Group Society up till the age of 70 years.
  
  
• Medical
  All the retired officers and their dependents have access to medical rooms and hospitals equipped with the best of the facilities like Haemodialysis, Chemotherapy, Cobalt 60 Radiotherapy for cancer, CT scan, Renal transplants, Lithotripsy, etc. Apart from being entitled to the medical facilities, retired Air Force personnel is also authorized for the following benefits:
  
  • Coverage under medical insurance for lifetime.
    
    
  • Monthly Maintenance Grant for leprosy patients undergoing institutional treatment at various hospitals, for boarded out personnel pending award of disability pension and for permanently disabled personnel.
    
    
  • Grant for Commercial Venture for personnel who have had to leave service due to medical reasons.
    
    
  • Airmen can get grants for purchase of medical aids such as hearing aids and artificial limbs.
    
    
  • Reimbursement of medical bills.
    
    
  • Grants to the wives of personnel who have had to leave the service due to medical reasons.
    
    
• Scholarships
  Retired Air Force personnel can avail the following scholarships:
  • Scholarship Grant for School or Higher Education of handicapped children.
    
    
  • Education grant for the children of airmen.
    
    
• Senior Citizens' Home
  
  In order to provide 'Home' to the aged retired personnel and their wives, a Senior Citizens' Home has been built at Tughlakabad, New Delhi. The home has 37 rooms for officers and airmen. It is designed and built to take care of all the needs of the ageing people and provide them maximum comfort.
  
  
• Placement Cell
  After leading a very active life in Air Force, many of the Air Force personnel wish to involve themselves in some work post-retirement. Keeping this need in mind the Air Force Association has established a Placement Cell for retired personnel for employment in civil sectors. The Air Force Association is a body of retired Air Force personnel (officers and airmen) which works towards solving problems its members may face while settling down post-retirement and after. Membership is voluntary.